Angel's Wings

You say you’re down on your luck
Hey baby It’s a long, long way up
Hold back now, hold back your fears
You say you’re really down and out
And you feel like there’s no way out now
Let go now let go of your tears some more

How many times have you asked yourself?
Is this the hand of fate now that I’ve been dealt?
You’re so disillusioned this can’t be real
And you can’t stand now the way you feel

I don’t care about what they say
I won’t live or die that way
Tired of figuring out things on my own
Angel’s wings won’t you carry me home?

And when you’re down on your luck
Hey baby It’s a long, long way up
Hold back now, hold back your fears
And when you’re really down and out
And you feel like there’s no way out now
Let go now, let go of your tears some more

I triumphed in the face of adversity
And I became the man I never thought I’d be
And now my biggest challenge, a thing called love
I guess I’m not as tough as I thought I was 

I don’t care about what they say
I wanna marry you some day
Gonna wake up, it’s a brand new day
Angel’s wings gonna carry you away
Angel’s wings gonna carry me away
Angel’s wings gonna carry us away

Gonna carry us away
Gonna carry us away
Gonna carry us away

new pictures of the family

ok so i thought i should post some new pictures of the family....

here is kayleigh when she was born, she dropped so fast and had her face pressed against my pelvis during labor and ended up with a black and blue face for a few weeks.  I gave birth to her with a push and a half, she was 7lbs. 3oz when she was born, my son was 8lbs 9oz so she was so easy to birth compaired to my son.

cayden and mommy holding new baby kayleigh

Below : here is kayleigh in her easter outfit, she is so adorable

 here is kayleigh at the hospital... we were there for a week while she had RSV, she is a few days shy of being 2 months old in this picture. she had to be on oxygen for a few days because she wasnt getting enough on her own.

here is cayden is his easter suit... what a hansom man... 

 cayden and kayleigh enjoying tummy time, kayleigh got to roll over to take a break from being on her tummy and cayden wanted to lay with her.

 this pic below was taken before we moved... he was being so cute with our cat milo.

 and now just a few pictures of myself....

Update on Everything, Continued....

Ok, so let me tell you a little about this USDA Direct Rural home loan that we first applied for in January and are again applying for in August.  Its really a great program, its for low income families to acquire a home in a rural area, the most your family can make in a year is like a little over $40 k.  First you apply with the pre-qualification, which we did in January and got turned down for.  we got turned down because we had items on my husbands credit that were in collections, so we had to pay that off and have 6 months good credit before we could re-apply, that's why we cant reapply until august because it will be 6 months from when we payed off our debt.  now we were told that with most places it would be a problem to pay off all our debt and not get a credit card because then we would have no credit history at all, but they told us that they really don't look at a credit score, they just look and see if there is anything on your credit report and if anything that is on it is paid up to date and everything... if there is one thing in collections on your credit report even if its $1 you will get denied.  they told me that because now we will have no credit history at all that all we have to do is supply them with all of our bills to show that they have been paid and are up to date and rent receipts to show that our rent is up to date and that will establish credit with them.  So August 1st i will be mailing in a bunch of stuff, such as bank statements, cell phone payment history, rent receipts, a letter from our landlord saying that we pay our rent on time every month and so on... I'm so excited to re-apply... the man that i recently talked to at the USDA home office in Cortland said that as long as i supply all of that information and our credit is recent and clean that we should have no problem qualifying for this loan, which means that hopefully by the end of the year we will be in our own house!!!  OK so i little more about this loan, you need NO MONEY DOWN!!!! you don't need to pay any closing costs or anything like that and because of our income we will start off paying 1% interest, the house will close at the current interest rate, that is somewhere in the high 4% but until our income increases we wont pay any higher interest than we can afford. It really is a great program for low income families.  Now I feel I must at least mention the other USDA loan that is the USDA Guaranteed Rural loan, its for somewhat higher income families that have better credit and the income limit is like around $75k.  Its still from the government but you go through a mortgage broker where with the direct loan its a government subsidized program that's directly between you and the government.  I will look later today for the website so that you can read up on it if you want.  well i need to go for now and get some lunch for myself and my son, ill try and post that website later today, ill post the phone number and address too for anyone who is interested in looking into this.

Update on Everything

hi to anyone who reads this, which is no one... lol.  I just wanted to update everyone on whats been going on lately.  Back in January we found out that the house we were living in was full of lead and that when my son went to have his blood work done for a lead test it came back a level 15, which is high.  So we decided that we needed to move, for the health of our son and our little girl who was due in February.  Well we ended up finding a place out in Whitney Point that is just a wonderful place to live, and we moved in a month after Kayleigh was born, on March 15th.  Kayleigh was born February 16th and is the most beautiful little girl I have ever seen.  it is now July 1st and we are going to be reapplying for a loan August 1st for a home.  well, Kayleigh just woke up so ill continue this tomorrow.... night everyone...